All it takes is someone ignoring a puddle on the floor, possibly caused by customers shaking off the rain as they come into the business or due to a leak somewhere inside. When you entered the building, you weren’t expecting to get hurt, but once you encountered that puddle, you experienced a slip-and-fall incident that left you with broken bones.

While most fractures will result in total recovery, meaning that the body will heal itself with the right medical support, some people experience lasting consequences from broken bones. Severe fractures that require surgical intervention and breaks that cause nerve damage could cause permanent issues. Even for those who do heal, a broken bone can mean weeks or possibly months out of work and thousands of dollars of medical expenses.

If the situation involves standing water or a similar sign of negligence on the part of the business, you may have the grounds for a premises liability claim, either through insurance or through a personal injury lawsuit.

What kinds of situations involve negligence?

If you walk into a grocery store late at night while under the influence of alcohol or drugs and you slip on their floor and get hurt, your behavior likely is a major contributing factor to your injuries, especially if there isn’t a puddle on the floor or other issues that would have contributed to your fall.

However, when you are paying attention and behaving normally only to encounter standing liquid, physical objects that have fallen on the floor or even areas with too much wax that cause you to slip and fall, it’s possible that the property owner is the one responsible for your losses and injuries. Their negligence in maintaining the facility contributed to your fall.

Any facility that allows the public to visit can incur premises liability when people get hurt on their property. In situations where a company’s failure to maintain or clean the facilities contributed to an injury, such an oversight may constitute negligence. That negligence means that people who get hurt there have the option of filing an insurance claim or possibly a personal injury lawsuit against the company.