A slip-and-fall accident inside a grocery store is no laughing matter. One out of every five falls leaves the victim seriously hurt with everything from broken bones to traumatic brain injuries. Instacart employees, who spend all day dashing in and out of grocery stores and wandering up and down aisles that may or may not be well-maintained, may be particularly susceptible to slips and falls.

So what happens if you’re working for Instacart when you slip on something wet on the grocery floor? Here’s what you should know:

  1. Instacart employees are hired as independent contractors. That means that they assume the risks for their own injuries if they get hurt on the job. Instacart probably can’t be held liable for injuries you suffer while working for them — although that could change quickly. The rules concerning “gig” workers in many fields are under scrutiny for fairness.
  2. You may be able to hold the store owner responsible. If the store owner somehow caused the surface of the floor to be slick, knew about the danger (or should have known about it) and failed to take action to minimize your risk, they may be liable for your slip and fall.

The financial losses associated with a slip-and-fall injury can be severe once you add up all the doctors’ bills and lost income. Because you are doing gig work at the time of your accident, don’t be surprised if you get caught up in a game of “hot potato” between insurance companies that don’t want to pay. Sorting out your actual entitlements may be hard to manage on your own. Protect your interests by seeking experienced legal assistance as soon as possible.